International Travel Insurance Coverage – When traveling abroad, especially for long itineraries, business events or even educational purposes, covering your health and safety is often one of the most important things to consider when planning your trip. Travel insurance is probably the first thing that comes to mind, but there is also international insurance that can cover you.
Although both look similar, the coverage each provides differs in many ways. If you’re a little confused about what’s best for you and your travel partner, let’s break down the differences and find out how to choose the best option for you.
International Travel Insurance Coverage
There are a number of things to consider when considering the two different types of insurance, including:
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If the main purpose of your trip is to go on a long vacation, together or to move to another country permanently for work or study, international health insurance will be more beneficial to you than travel insurance because you will receive full medical treatment for more than 90 days. .
Also, you can stay abroad for a long time without worrying about medical expenses. For short trips of less than 90 days, travel insurance may be sufficient as you may not need as much cover as the transfer time is short.
With more time spent in different countries, there will be a need for more comprehensive health care and therefore, an international health insurance plan will be better than just getting travel insurance. If you are a foreigner traveling back and forth between Singapore and your home country, you will need more than 90 days of emergency cover which you can get from travel insurance.
Getting too much coverage is a waste of money and having too much coverage can make it difficult for you to get adequate medical and emergency care. So it is very important to get things right considering the number of stories you need.
Travel Insurance Concept Icon Personal Healthcar
Think about the amount of time you spend in Singapore and abroad, and compare. If you will be spending more time in Singapore, and you already have local health insurance, travel insurance is sufficient for your short trips abroad. On the other hand, when you spend a long time outside of Singapore or in different countries in the region or around the world, relying on a health insurance plan is not enough to cover your high medical expenses. In this case, a global health insurance plan would be the right choice.
