Senior Citizen Travel Insurance – Whether you need essential travel medical insurance or cover for lost luggage, trip cancellation and disruption, and other unexpected events, we offer a wide range of affordable plans for adult travelers .
Caregivers, multilingual professionals, registered nurses and doctors are available around the clock to ensure you receive the appropriate help and care in the event of a medical or other emergency.
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If you are injured or sick during your trip, your policy will pay for eligible medical expenses not covered by your government health insurance.
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If you need urgent treatment, we will arrange transportation to the most convenient location, even if it is in another country. We will also pay to have a friend or family member travel by your bedside.
You can get a no-obligation quote and buy today in a few simple steps. Using our secure online application is quick and easy.
In general, no. While your age may affect your eligibility for certain coverages, we have packages and plans that cover all age groups. If you are 65 or older, we may ask you to answer some questions about your health to make sure you have the most appropriate coverage.
Likely Depending on your age, medical conditions and, if applicable, your answers to our health questions, pre-existing medical conditions are covered if they have been stable for a certain period of time (eg as defined in your policy specified in) before the effective date of your policy.
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Your answers to the health questions (if applicable) will be used to help determine the benefits you are eligible to receive under your insurance policy.
The right coverage for your trip depends on many factors, including (but not limited to) where you’re traveling, how long you’ll be gone, the type of transportation you’ll be using and, in some cases, your general health View all of our travel insurance products today.
Yes, if you are traveling outside your province or territory. There are many reasons why it is important to get travel medical insurance when you are traveling to Canada. One reason is that accidents can happen anywhere. Another is that government health insurance plans have limits on paying emergency medical expenses if you are in another province. For example, ambulance, emergency dental treatment and prescription drugs may not be covered by some government health insurance plans.
The cost of travel can be a significant financial investment. A lot can also happen in the time between booking your trip and departure—if a medical emergency or other unforeseen event prevents you from going on your trip, you’ll likely lose some ( or possibly all) of that currency. payment of.
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With trip cancellation and interruption insurance, you’re protected if circumstances prevent you from traveling as planned. Examples include:
Note: We strongly recommend that you purchase trip cancellation and interruption insurance at the time you make your first trip payment. Please see the policy document for full coverage details, including terms and conditions.
This insurance plan is subject to a maximum benefit of $20,000 if you are not covered by a valid government health insurance plan for the entire duration of your trip.
Any pre-existing condition must be stable for a certain period of time prior to the effective date of your policy to be covered in the event of a claim. For insurance purposes, stable is defined as any medical condition or related condition (including heart or lung conditions) that exists for:
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When possible, we will arrange direct billing for eligible medical expenses under your insurance policy, which will help reduce your stress and anxiety. Traveling makes you feel young and lead a healthy life. Remember, the joy of traveling is unparalleled, and age should never stop you from exploring the wonders of the world. However, to protect your trip, get a travel insurance for senior citizens that gives you the necessary support to check off the places from your bucket list while on vacation against any unforeseen events. in luggage. Theft or robbery in a foreign destination. While choosing travel insurance, ensure adequate coverage for overseas medical insurance for senior citizens, as health becomes a concern at one’s age. HDFC ERGO offers travel insurance to meet all your needs. So, if you are traveling abroad to visit your loved ones, for work or pleasure, international travel insurance for senior citizens should be your top priority.
Experience the diversity of Asia without a single worry with our travel insurance plans. Medical insurance coverage is especially useful when traveling to remote parts of the West.
While travel insurance is required to obtain a Schengen visa; The sights are brighter, and the parties are louder when you have someone watching you every step of the way!
For nomads who frequently move from one country to another, a comprehensive travel insurance plan offers the security and peace of mind to travel anywhere in the world without any problems.
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It’s nice to see the sunrise from a different country every week, but as a globetrotter, you have to too.
If there is a medical emergency, we are at our cash treatment facility because you have a friend with us.
Did you know that dental costs abroad can exceed your budget – travel? But don’t worry, our emergency dental treatment will ensure a smile in every selfie!
We can literally get from a crisis situation by air/surface to the nearest hospital with emergency medical evacuation.
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Small hospital expenses can eat into your travel expenses. Even though the medical expenses will be covered smoothly, with the daily money of the hospital we also look at the reimbursement of these small expenses.
In case of death, we will bear the cost of transporting the body to your country.
You are with us not only in sickness and in health but also in sudden death. We will provide some kind of compensation to your family in such unfortunate circumstances.
If an unfortunate event causes permanent disability, we will pay you a lump sum to make things easier for you.
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You don’t want to be in a foreign country without your passport, do you? No, we will refund the cost of obtaining a duplicate/new passport.
What’s the point of holiday shopping if you lose your luggage? Don’t worry, we will reimburse you for the loss of your checked baggage.
You are traveling for fun and don’t wait to collect your luggage. Therefore, if your luggage is delayed, we will pay you for the necessary items while the items are being processed.
If you are accidentally responsible for damage to a third party in a foreign country, we will compensate you for the same.
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Even on a solo trip you are not alone. We will provide emergency compensation in case of theft, robbery or theft.
We may not be able to save the hijacked flight, but we will definitely pay you back for the trouble it caused you.
Flight delays are annoying, right? We’ll make it even easier by giving you a refund for important purchases you make at the same time.
If you are diagnosed with an illness before traveling or treated for an existing illness, we will not cover it.
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We’re sorry but we won’t cover you if you self-harm or are hospitalized for a suicide attempt.
Trust renews ties with HDFC ERGO. We are always trying to make insurance easier, cheaper and more reliable. Here promises are kept, claims are fulfilled and life is lived with the utmost commitment.
We know that in times of trouble, immediate help is the need of the hour. With our 24×7 customer care and dedicated claims approval team, we ensure your continuous support system when needed.
Wondering if you’re paying for more days than you’re traveling? slow down! You can now get travel insurance for a certain number of days and pay only per day.
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We also don’t like paperwork. In this fast paced world, get your policy online with minimum documents and easy payment method. Your policy is directly in your inbox**.
HDFC ERGO offers travel insurance that can be purchased by senior citizens. According to this policy, the entry age is up to 70 years. However, the plan can be obtained only on an individual coverage basis, i.e., covers only one individual.
Your senior citizen travel insurance coverage starts from the date of travel. Coverage also ends when your trip ends. However, the duration of the trip must be within the permitted period of coverage.
If you encounter an accident abroad, you must notify the company and file a claim. The process is as follows –
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● For cash claims, you should contact Alliance Global Assist TPA at HDFC ERGO.
● The TPA then checks if the hospital allows cashless facilities and arranges for cashless treatment. Processing takes about 24 hours
● You can also check the list of network hospitals in foreign countries through this link – https:///locators/travel-medi-assist-detail
You can also call the toll free number +800 08250825. Add the country code before the number
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