This is completely right! In fact, most of the inquiries we receive come from people who have already spoken to their insurance company and are unhappy with the money they should have received towards repair costs. We do the work for you and take the stress out of a difficult situation.
Since 2005, we have been helping homeowners get the most money for their claims and make the insurance claims process less stressful.
Hilary Flooded Your Home. Will Insurance Cover The Damage?
We take care of your property damage insurance claim so you don’t have to. Since 2005, we’ve been helping home and business owners get the most money for their property damage while they can sit back and relax. The best part? There are no upfront costs or hidden fees, we don’t get paid until you get paid.
The highest compensation for your home or commercial insurance claim in Rhode Island, Massachusetts, Connecticut and Florida. We take the stress away from you! It is your first line of defense against the elements, protecting you, your loved ones and all your valuables. Unfortunately, if you are the first line of defense, damage can occur from time to time, leaving you wondering how or if the damage will be covered by your home insurance.
The short answer is yes, but it probably has something to do with the fine print. Most home insurance policies cover damage and replacement of the roof if it is damaged by a natural disaster or accident. It is important to note that roofs that are more than 20 years old often have little to no coverage. Therefore, maintaining your roof is important to maintain its longevity.
Your insurance’s home contents coverage typically includes protection for the structure of your home, including the roof. Insurance coverage often includes covered situations and damage caused by fire, smoke, lightning, wind and hail. If your roof was damaged by a tree that fell during a storm, you are likely protected under your home’s roofing.
What Does A 3% Hail Deductible Mean For Texas Homeowners?
Home insurance varies from level to level, so it’s important to understand your plan. For example, roof leaks may or may not be covered depending on how the company has categorized the damage. For example, a heavy rain or snowstorm caused a leak in your roof, which appears to be fully covered by your insurance. However, if a leak occurs later on the roof due to negligence, it can no longer be a coincidence or a natural disaster. Most homeowners insurance policies will not cover roof repairs or replacements if the damage is due to wear and tear or negligence. Maintaining your roof is important not only for your home, but also for your wallet. Call Guardian Roofing at 877-926-9966 or schedule a consultation today »
Because it is the owner’s responsibility to maintain the home, policies do not cover damage caused by negligence. This means that repairs to your roof due to regular wear and tear or because it has not been repaired are costs that are not covered by insurance. Although it is not covered by insurance, it is still extremely important that you continue to maintain it. Neglecting your roof can result in an insurance company not accepting your claim if the damage was caused by a natural disaster. For example, if your roof is older, neglected, and damaged by a storm, it may be difficult to prove that all of the damage was caused by the storm and you may only receive a partial refund. If your roof needs maintenance or routine cleaning, call Guardian Roofing at 877-926-9966 or schedule a consultation today »
If your roof needs maintenance or cleaning, it is important to keep all records of your repairs, cleanings, inspections and detailed notes. Don’t forget to take before and after pictures when doing any work on your roof. This is crucial when making a claim if your roof is damaged due to a natural disaster or accidental circumstance. For more information on filing a roof claim, visit our blog »
As a homeowner, it is important to know the extent of your home contents insurance. If you live in Seattle, Tacoma, Puyallup, and Snohomish County, Washington, your roof is exposed to various elements and ever-changing seasons. This exposes your roof to faster wear and tear, as well as dirt and vegetation, which can damage your roof and, if ignored, void your policies. Guardian Roofing is your trusted roofing company. Our experienced professionals are familiar with a variety of roof repairs, maintenance and cleaning, as well as installation and replacement. If you need repairs or would like to have your roof cleaned, call Guardian Roofing at 877-926-9966 or schedule a consultation today »
Does Homeowners Insurance Cover Roof Leaks & Storm Damage?
Valid until: January 17, 2024 Get this offer. Financing possible with approved credit. Cannot be combined with other offers. 1 per household. Residential… Typical home insurance covers your roof and the cost of replacing it if it is damaged. That’s the good news. However, you are usually only insured if the damage or destruction is due to a sudden accident or natural event. Problems that result from general wear and tear or from a roof that has exceeded its intended useful life cannot be repaired because they fall under the homeowner’s general maintenance responsibility.
